Total Books – Digital Accountancy & Virtual Finance Director Support. For Accurate Accounts & Business Growth
At Total Books, we help businesses across Cardiff, Bristol, and Newport with expert bookkeeping, accounting, and tax advisory services. Our clients choose us because we go beyond the numbers — providing clear advice, proactive support, and real impact. Ready to see how we can help your business grow?
You look after your business; we take care of the accounts
Our personal tax advice alongside corporation tax advice makes us highly recommended. We are regulated by the AAT, the UK’s leading qualification and membership body. Through our union with them, Total Books receives stringent compliance advice and support from the Association of Accounting Technicians (AAT), assuring our clients total peace of mind.
Call us today on 02920 026505 for a free no obligation quote.
We offer a range of tax, bookkeeping, and accountancy services
Enter our world of accounting services where you choose what is best for your business! With our tiered packages you can pick accountancy, bookkeeping, taxation and VAT services that suit your business.
Virtual Finance Office – Outsource Your Entire Finance Function
With our Virtual Finance Office, you can outsource bookkeeping, payroll, management accounts, and tax compliance — all monitored by an expert Virtual Finance Director. Businesses save up to 60% compared to in-house staff while gaining full financial oversight, smarter decisions, and stress-free compliance.
Accountancy
As Certified AAT Accountants and bookkeepers, we can provide reliable and seamless accounts support.
Taxation
Knowing that tax is a complex area, be assured that as HMRC agents we have the practical knowledge and experience to support you as needed.
Consultancy
We are here to help and advise you to ensure that your business is on a sound financial footing from the start.
Why Pay In-House? Outsource a Finance Director for 65% Less
Clear flexible and affordable pricing plans to suit your business needs
At Total Books, we have come up with a different choices for our clients; Our Fixed Fee payment arrangements give you the flexibility to select what is appropriate for you. Whether you already use manual methods, wish to learn accounting software or want to leave it all up to us, we can provide reliable and seamless accounts support.
Virtual Finance Office
from £375
+ VAT per month
A tried & trusted accounting team at a fraction of the cost. Saving time, Increasing efficiencies in real time.
Services included...
- Compliance - Bookkeeping, VAT Payroll & more
- Reporting - Data analytics, dashboards & accounts
- Tech - Cloud software built around the Xero tech stack
- Virtual FInance Director - Advisory, planning & growth
Limited Companies
from £175
+ VAT per month
Are your company finances overwhelming? Our expert team takes over so you can free up time.
Services included...
- Limited Company Accounts Preparation
- Bookkeeping using Xero Online Accounting software
- Vat, Payroll, Corporation & Directors tax
- Business coaching
- Company tax planning
- Your Company's Financial Foundation
Self Assessment Tax & Sole Traders
from £495
+ VAT per month
AAT Licensed accountants will complete your work accurately & on time leaving you with Less tax.
Services included...
- Tax Preparation & filing
- Sole trader - Accounts preparation.
- Bookkeeping, Vat & Payroll
- Tax savings, advice & calculations.
- Capital Gains Tax on property & shares
- Let Property Accounts & foreign income
- Where Tax Expertise Meets Peace of Mind
Business & Tax Consultancy, Planning & Advice
from £295
+ VAT per session
Total Books advisors will tailor a plan and advise on the best way forward. Saving you 1000’s in tax.
Services included...
- Capital Gains, Inheritance & VAT
- HMRC - Let Property Campaign
- HMRC - Digital Disclosures DDS
- Structure, Valuations & Exit
- Coaching & Advice
Why choose Total Books for your business?
At Total Books, our expert team analyses your business needs and gives you practical, growth-focused advice. We are AAT-licensed accountants, operating under strict professional guidelines, and trusted by businesses across the UK.
With offices in Cardiff, Newport, and Bristol, and nationwide coverage through our Virtual Finance Office, we provide full finance outsourcing — from bookkeeping and payroll to management accounts and tax compliance. For businesses that need strategic direction, our Virtual Finance Director service ensures your financial decisions are guided by senior expertise without the cost of hiring in-house.
We look at the bigger picture to deliver cost-effective, tailored solutions that help your business grow with confidence.
- Strategic oversight with an experienced Virtual Finance Director
- Smarter decisions with rolling forecasts and performance tracking
- Full finance function outsourcing
- Flexible Payment options
- Remove your tax worries
- Professionals at your doorstep
- Numbers that make sense
- Trusted business relationships
- Save time and stress
- Growth-focused tax planning
How easy is it to start working with us at Total Books?
Working with an accountant should be easy, which is why we provide clear steps from the very beginning.
Get in touch with one of our experts
Book in your Free 15 minute Consultation. An informal and no obligation meeting to answer your problems and see how we can help overcome your tax, business & accounting challenges.
We’ll organise a meeting with you to discuss your needs
We'll take into account where you are and what great looks like for you. We take the time to go into your pricing and service offering. Providing a live proposal and a letter of engagement ready to digitally sign.
We’ll give you all the details you need to get started.
During the onboarding phase, our consultants will stay with you throughout the initial data capture of your personal and business info. Agent authorisations. upcoming dates and deadlines. AML Risk Assessments.
We’ll outline a timeline for your first 90 days.
We'll train you in data capture, tax compliance, bookkeeping, and more. With a lot of work at the start we're proactive and support you every step of the way. You'll happily realise that you've made the right choice for years to come
Case Studies - Outcomes that compound
Short case snapshots showing tax savings, cash flow fixes, and scalable systems that keep companies moving forward.
Clark D: Debt restructured fast
Clark faced 24 months of VAT and Corporation Tax arrears with unaffordable repayments. We launched a Virtual Finance Office and VFD in 24 hours, built a two-year plan from HMRC data, and renegotiated terms from 6 to 24 months. A bank loan cleared a chunk of debt and the restructure saved £50,000. Clark now runs to a budget and monthly forecasts. Next, we use cash flow gains to fund growth.
Martha M: Historic taxes resolved
Martha carried ten years of unfiled returns while caring for family. We rebuilt records, filed every year, and used digital disclosure to explain her situation to HMRC. Fines were waived and a £7,000 refund arrived. She now follows a simple filing routine with reminders. Next, we support property income and capital gains so she stays compliant.
Alice P: VAT errors corrected
Alice suspected past VAT and Corporation Tax issues. We reviewed historic filings, fixed errors, and recovered thousands in VAT. We also identified £4,000 in allowable expenses to cut Corporation Tax. Clear explanations turned complexity into action. Next, quarterly reviews and tidy bookkeeping keep savings consistent.
Andrew F: Media business scaled
Andrew wanted to turn content creation into a full business. We set up his limited company, implemented cloud bookkeeping, and ran regular VFD sessions with forecasts and tax planning. Within nine months he left his job to focus full time. He now understands where every pound goes. Next, we model sponsorship and product revenue to scale sustainably.
See why we are the best reviewed accountants across Cardiff and Bristol
Our expert accountancy team is happy to help whatever the issue as we personalise our assistance to meet the individual needs of each of our clients. We’ve received feedback from some of the people we’ve helped so far – here’s what they’ve said:
Whether you are a new startup, existing or growing business our useful business guides will give you a peace of mind that our world of numbers does make sense.
Top 5 Bookkeeping Tips for Small Business
How To Prepare For Your Self-Assessment Tax Return – A Detailed Guide
Top Self Employed Tax Deductible Expenses
Speak to our expert local bookkeepers, accountants, VAT and taxation specialists.
Ready to take the next step? Let’s find an accounting solution that works for you. We’re here to answer any questions you may have.
