Xero Cloud Accounting services

Are you fed up wasting time on spreadsheets? Are receipts piling too high on your desk? Let us help you clear things up with Xero cloud accounting.
Xero cloud accounting services
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    Total Books, Xero Cloud accountant

    At Total Books, we go above and beyond to make a difference. Our online accounting professionals are here to help growing businesses like yours efficiently manage their finances. We are familiar with Xero and all that it has to offer, and we’ll make sure it is set up to suit your method of working.

    We take pride in our attention to detail and fast responses, which is why Xero works so well. You’ll be able to collaborate with us seamlessly from anywhere that provides an internet connection. This means any urgent tax matters or burning questions will be resolved quickly.

    I’ve been with Total Books for 4 years, and they consistently impress me with their professionalism and expertise. The team is incredibly knowledgeable and efficient, always handling my accounting needs with speed and accuracy. Their friendly and responsive service makes complex financial matters easy to understand. I highly recommend Total Books for anyone seeking reliable and expert accounting services.

    – Walid A. N.

    Let us take care of your business accounts with Xero. Contact us today to find out more!

    What is Xero accounting software?

    Xero is an online accounting software that makes tracking finances and everyday accounting easier for small and medium-sized businesses. You can send invoice reminders, pay bills, track your expenses, manage payroll and do so much more all through the handy online platform. Plus, it makes working with us even easier, as you can collaborate with us directly through the software, whether you’re at home, in the office or on the go!

    Xero can also automate many of the mundane tasks, like reconciling bank accounts and creating invoices. This not only speeds up your processes, giving you back more of your time, but it also prevents the risk of human error.

    How does Xero accounting software work?

    With Xero, everything is backed up on the cloud. This means you can access all of your important data and continue working on your accounts anywhere with internet access. We’ll integrate it into your systems and link it up to any other apps and software you already use.

    With our expert Xero training, we can help you make full use of the many handy features of Xero Cloud accounting.

    Open Banking API Compliance (UK)

    Xero’s UK banking integrations use Open Banking APIs, meaning you get secure, real-time bank feeds that comply with FCA regulations. This improves transparency and minimises data entry errors.

    Digital Expense Management Tools (Dext, Hubdoc)

    We also connect your Xero with tools like Dext and Hubdoc—automating receipt capture, invoice processing, and document storage so your books are always up to date.

    Bank Reconciliation Automation

    With Xero, we automate bank reconciliations by connecting live feeds. This ensures every transaction is accurately matched to your records, reducing the risk of missed entries and late adjustments.

    Cash Flow Forecasting in Xero

    Xero’s cash flow projection tool helps you predict future cash shortages or surpluses. We’ll help you use this to make informed staffing, inventory, or investment decisions—especially useful for seasonal businesses.

     

    We use Xero while building & executing our 13 days cash flow plan run by our fractional finance director.

    Xero Projects / Time Tracking for Consultants

    For service-based businesses, Xero Projects tracks billable time and costs across clients—ensuring you don’t undercharge and keeping project profitability clear.

    HMRC-Recognised Software for the Self-Employed

    Xero is HMRC-recognised for Making Tax Digital for Income Tax (MTD ITSA), making it a smart choice for landlords, freelancers, and self-employed professionals preparing for upcoming changes.

    My business currently uses a different accounting software. Can you help me switch over to Xero?

    We design our accounting packages to be easily adaptable to your needs. So, if you’re already using cloud-based software, we will help you switch to Xero. We’ll carefully install the new accounting software and help you understand its various features while making sure that the integrity of your important data remains safe, secure and correct during the switchover.

    Benefits of using Xero

    Xero Cloud accounting can be hugely beneficial for your business, and we make sure you get the most out of it. Not only can Xero speed up processes and take away some of the headaches that manual accounting can cause, but it also enables you to communicate with us wherever you are.

    Here’s a quick breakdown of what you can expect with Xero software:

      • Save time with automated processes (including data entry, invoice management and payroll)

      • See your financial data in real-time

      • Reduce the possibility of errors

      • Secure data protection

      • Effortlessly collaborate with your accountants

      • Easily adaptable to suit your workflow

    • Customise Xero by connecting various online apps

    Xero Payroll and Pensions (Auto-Enrolment)

    Xero’s built-in Payroll module makes managing salaries, auto-enrolment pensions, and HMRC submissions simple. We’ll help configure it for your staff and ensure you stay compliant with UK employment law.

    Xero VAT Return Automation

    Xero is fully compliant with HMRC’s Making Tax Digital (MTD) regulations for both VAT and Income Tax Self Assessment (ITSA). Whether you’re a VAT-registered business or a self-employed professional preparing for MTD ITSA, we ensure your records are digital-ready. With Xero, tax submissions are quicker, more accurate, and fully integrated with HMRC’s systems.

    Xero Reports For Better Business Decisions

    Xero’s Analytics Plus gives you access to dashboards that translate numbers into strategy.

    • View profit trends by product or service

    • Understand your cashflow forecast over the next 30 or 90 days

    • Identify performance bottlenecks with KPI dashboards

    Digital Record Keeping

    Ditch the shoebox of receipts. Xero enables real-time digital receipt capture via mobile, helping you keep records tidy and fully MTD-compliant. All data is automatically synced and stored securely in the cloud.

    App Marketplace Integration (Shopify, Stripe, PayPal)

    Xero connects with over 1,000+ apps to streamline your operations. We help you integrate with:

    • Shopify, Amazon, WooCommerce for eCommerce sales

       

    • Stripe, PayPal, GoCardless for online payments

       

    Dext and Hubdoc for receipt scanning and automated data capture
    These integrations simplify bookkeeping and reduce manual errors.

     

    Our Xero online accounting services

    At Total Books, we are passionate about helping business owners and self-employed individuals make the most of modern accounting software. We are Xero Advisor Certified, meaning we have the knowledge, experience and skills to help you fully take hold of your finances.

    Take a look at what’s included in our Xero Cloud accounting services:

      • Set up and customise Xero to suit your business and workflow (we will also transfer data from any pre-existing accounting software).

      • Carefully organise your income and expenses for future budgeting and tax planning.

      • Manage the reconciliation of statements and bank transactions.

      • Prepare accurate financial reports & dashboards that monitor income and cash flow.

      • Implement Xero’s handy payroll feature to handle all payroll processes.

      • Ensure you comply with HMRC’s Making Tax Digital.

    • Provide ongoing support and training so you fully understand your business’s financial situation.

    We’ll help automate your VAT return process through Xero’s direct HMRC connection. From digital record keeping to submission, Xero ensures that your VAT obligations are met accurately and on time, while reducing admin time and errors.

    Onboarding Journey: Setup → Training → Support

    Our onboarding process is simple:

     

     

    1. Setup: We customise your Xero profile and import historical data

    2. Training: One-on-one sessions to get you confident with the dashboard

    3. Support: Ongoing assistance and advice whenever needed
      Whether it’s your first accounting software or a migration, we make it seamless.

    Why choose Total Books as your Xero Cloud accountant?

    As your experienced Xero accountants, we’ll use our knowledge and expertise to support your business through every challenge. Whether you need more time to focus on running your business or struggle to stay on top of compliance, our Xero accounting services can take care of those worries.

    We’ll ensure you stay ahead of the curve and use the latest tools to speed up the slower side of accounting, like manual data entry. With more time and less stress, you can be fully prepared to make your next business decision.

    Looking for a certified Xero accountant? Contact Total Books today to find out how Xero can work for your business.

     

    Sector-Specific Benefits

    Our Xero clients span multiple sectors:

    • E-commerce businesses seeking real-time order reconciliation

       

    • Contractors and tradespeople managing CIS and expenses

       

    • Professional services with billable hours and project-based invoicing

       

    • Health and wellness providers needing secure, compliant accounting
      Whatever your industry, Xero adapts to your workflow.

    Our happy clients across the UK

    I had a 15 minute discovery call with Buhir at Total Books Cardiff and was most impressed. He was knowledgeable and open, informing me of the pricing structures for the services I was enquiring about but also providing valuable advice on simpler things I could look into myself. I really appreciated his friendly and helpful attitude. Thank you Buhir.
    Response from the owner:Hi Cazzy, Its always nice to be able to help out where we can. I appreciate you needed start up business and tax advice for a mixture of income sources including pensions, self employment and employment in your expert areas of complimentary medicine and therapies. Well done for trying so many different ways to boost your income. As always if you need any more help please feel free to call Total Books you specialist Accountants in Cardiff. Also super glad that the consultancy advice nthat was provided turned out to be useful. Take care
    Total Books really help take the stress out of self-assessment. Clear, highly knowledgeable and attentive. Lovely accountants to work with.
    Response from the owner:Emma, this really made my day — thank you for such a lovely review 🎈 Working with you over the years has been an absolute pleasure, and I’m so glad we’ve been able to take the stress out of your self‑assessment and tax returns. Being self‑employed, especially in the digital media world, comes with lots of moving parts, so knowing your numbers are clear, accurate and fully explained is so important.🧮 I’m pleased the way we go through your figures, expenses and tax position each year gives you confidence and real peace of mind ✅ Making sure everything is claimed correctly, deadlines are met, and you’re not paying a penny more tax than you should is exactly what we aim for. It’s also great knowing you’re based in the BS3 Bedminster / Southville area, and that we can easily jump on a Zoom call when needed — saving you the drive over to our BS5 Easton office 🚗💻 That flexibility really works well. Thank you again for trusting Total Books. I genuinely look forward to our yearly catch‑ups and being here whenever you need support. Always happy to help, Buhir & Adil & the team Total Books Accountants
    Really good people to work with. Their Work ethics really rubs off on to you. Trustworthy and and truly an expert on what they do.
    Response from the owner:Hi Ray. Thanks very much for taking the time to write this review. As we have been working together on soooo many different areas of the accountancy practice its been great to have your expert input as well. I hope that the advice and guidance for your digital marketing business has been useful. I cant thank you enough for all your help and support as well. Take care. Buhir - Total Books - Your local Bristol Accountancy Practice
    Total books has provided me with an invaluable service. Very friendly and professional. I would recommend them to any business owner.
    Response from the owner:Thank you! We are happy that we have been able to help as chartered accountants Cardiff based. Looking forward to working with you and your business in the near future.
    Response from the owner:Its nice getting a review from a fellow of the institute of chartered accountants. Very highly respected my dear friend. Its also been nice keeping in touch and advising each other over the many years that we have known each other. I pray that your accountancy practice and consultancy contracting work in the accounting sector is also going well. As always please stay in touch as we love to hear from you from time to time. Once again thanks for reviewing our humble Cardiff Certified and Licensed Accounting Firm. With thanks Buhir & Adil from the Total Books Team
    We were looking for a reliable tax advisor and luckily found Total Books on Google through their excellent reviews and ratings. It has now been almost 5 years since we started using their services, and they have been consistently excellent throughout. We have never been let down. All of our tax returns have always been filed on time and with 100% accuracy.

    From our very first appointment, we found them extremely helpful, professional, and easy to deal with. They guided us step by step through the whole process and even provided recorded videos to explain things clearly, which was especially helpful for people like us who had never filed tax before. They took all our details and handled everything quickly and efficiently.

    We would highly recommend Total Books, especially for dental self-assessment cases. They are reliable, responsive, respectful, and deliver genuinely high-quality service.
    Response from the owner:Thank you for choosing Total Books as your tax advisor, Hammad. Recently advising on your accounts for your ebay online businesseses and as limited company accountants locally in Cardiff l. It's been a pleasure pointing you in the right direction with your accounting affairs. We're glad to hear that you found our service helpful and that we were able to guide you through the filing process. Our team here in Cardiff are passionate about providing excellent tax service and we're glad to have been able to do so in your case. Thank you for your business and we hope to continue serving you and others in the Cardiff area in the future.
    Had a great meeting with Buhir Rafiq. Buhir walked us through out current tax situation saving us a large CGT bill and helped in future planning for a property business, discussing setting up LTD, with how to best make use of different structures such as using SPVs to support our future plans.
    Looking forward to working with Buhir into the future.
    Response from the owner:Thanks for the lovely review as specialist property tax planners in Bristol. I enjoyed out tax planning meeting as we managed to uncover so many different tax saving opportunities. Event the ppr relief from the Hmrc guidance HS293 was a great win. Saving you capital gains tax on 50k of income. Glad you found the meeting useful and looking forward to supporting you with further venture in the property market . As your AAT Certified tax accountants for property in Bristol, for many years to come. Thanks for being so open during our online teams consultation and thanksnfor the awesome review.
    Knowledgeable and friendly staff. They go the extra mile to ensure the client is satisfied. Highly recommended.
    Response from the owner:Dear Zahed It was always good helping steer you in the right direction with your cardiff based tuition service for school children. I can't thank you enough as two of my children have improved so much with your tuition. Also i am glad the help that we have provided with info and guidance your allowable expenses for your business and other tax return filing information has been helpful. It doesnt seem like 12 years since we met and have been friends. Looking forward to another 12 years of supporting each other in the future. I know you are in the Penylan area of cardiff and if ever you wamt to pop into our pengam green accountants office in cf24 please do pop in.
    Professional and accessible, their digital service is easy to use and convenient.
    Response from the owner:HI Dr Munawar I am glad that over the years with your DR & Let Property Tax returns we have managed to help and be at hand.I believe we have been doing your tax returns for over 6 years now and cant thank you enough for your polite and professional and friendly custom. I am truly indebted to you & Mustafa for coming to the dua for my dear Father rehmatulahi eleyhi last year. Speak soon and looking forwards to being your local Cardiff Self Assessment Property Tax accountants for many years to come. I pray that the Property tax planing last year was useful as well.
    Excellent service from Total Books. They handle my bookkeeping and tax returns efficiently and always keep things stress-free. Highly recommended.
    Response from the owner:Dear Ameer thanks for the 5 star rating. Appreciate that you have total books reviewed on google.

    Disclaimer:

    Please be advised that the completion of the self-assessment, tax returns, accounts & in house bookkeeping  is the responsibility of the taxpayer. If you are not a client of Total Books and are using any parts of this guide to complete your own work without direct advice from Total Books, then we will not be held responsible for any mistakes made directly by yourselves.

    We always advise seeking professional support from a qualified accountant as tax is a complex area. To speak to one of our experts call us on 02920 026 505

    Book a no obligation meeting with a Qualified Accountant

    By analysing your whole business and working with you to understand your needs, we can provide the best accounting solutions. 

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    I've been with Total books for 4 years, and they consistently impress me with their professionalism and expertise. The team is incredibly knowledgeable and efficient, always handling my accounting needs with speed and accuracy. Their friendly and responsive service makes complex financial matters easy to understand. I highly recommend Total books for anyone seeking reliable and expert accounting services.
    Walid Al Natour
    The team at Total Books have always looked after my accounts with care and detail, offering great advice along the way. Would always recommend to anyone wanting their accounts in safe hands.
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    I use these guys every year for my tax self assessment and they are excellent. Very clear and walk me through everything, without being patronising or judgemental at all! Wouldn’t go anywhere else.
    Eva Bindeman
    Buhir helped me out with managing my taxes for me as it was a first time doing it here in the uk. Very helpful and easy to talk to if I had any questions. Would definitely recommend him if you are looking for an accountant or financial advisor.
    Jay Karauna
    I would give a very strong recommendation for Total Books. I chose them based on the google reviews and it is absolutely deserving of 5 stars. I had a question relating to payroll tax and foreign tax - he answered all my questions incredibly fast and true to his word didn't charge for the first consultation as we solved everything in 20 minutes. Absolutely stellar and professional, thanks Buhir!
    Will Turk
    I had a really useful initial call with Buhir Rafiq, one of Total Books' accountants. He had straight forward advice and answered my questions on both personal taxes and my new business partnership. Very helpful.
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