Xero Cloud Accounting services

Are you fed up wasting time on spreadsheets? Are receipts piling too high on your desk? Let us help you clear things up with Xero cloud accounting.
Xero cloud accounting services
What’s in this post?
    Add a header to begin generating the table of contents

    Total Books, Xero Cloud accountant

    At Total Books, we go above and beyond to make a difference. Our online accounting professionals are here to help growing businesses like yours efficiently manage their finances. We are familiar with Xero and all that it has to offer, and we’ll make sure it is set up to suit your method of working.

    We take pride in our attention to detail and fast responses, which is why Xero works so well. You’ll be able to collaborate with us seamlessly from anywhere that provides an internet connection. This means any urgent tax matters or burning questions will be resolved quickly.

    I’ve been with Total Books for 4 years, and they consistently impress me with their professionalism and expertise. The team is incredibly knowledgeable and efficient, always handling my accounting needs with speed and accuracy. Their friendly and responsive service makes complex financial matters easy to understand. I highly recommend Total Books for anyone seeking reliable and expert accounting services.

    – Walid A. N.

    Let us take care of your business accounts with Xero. Contact us today to find out more!

    What is Xero accounting software?

    Xero is an online accounting software that makes tracking finances and everyday accounting easier for small and medium-sized businesses. You can send invoice reminders, pay bills, track your expenses, manage payroll and do so much more all through the handy online platform. Plus, it makes working with us even easier, as you can collaborate with us directly through the software, whether you’re at home, in the office or on the go!

    Xero can also automate many of the mundane tasks, like reconciling bank accounts and creating invoices. This not only speeds up your processes, giving you back more of your time, but it also prevents the risk of human error.

    How does Xero accounting software work?

    With Xero, everything is backed up on the cloud. This means you can access all of your important data and continue working on your accounts anywhere with internet access. We’ll integrate it into your systems and link it up to any other apps and software you already use.

    With our expert Xero training, we can help you make full use of the many handy features of Xero Cloud accounting.

    Open Banking API Compliance (UK)

    Xero’s UK banking integrations use Open Banking APIs, meaning you get secure, real-time bank feeds that comply with FCA regulations. This improves transparency and minimises data entry errors.

    Digital Expense Management Tools (Dext, Hubdoc)

    We also connect your Xero with tools like Dext and Hubdoc—automating receipt capture, invoice processing, and document storage so your books are always up to date.

    Bank Reconciliation Automation

    With Xero, we automate bank reconciliations by connecting live feeds. This ensures every transaction is accurately matched to your records, reducing the risk of missed entries and late adjustments.

    Cash Flow Forecasting in Xero

    Xero’s cash flow projection tool helps you predict future cash shortages or surpluses. We’ll help you use this to make informed staffing, inventory, or investment decisions—especially useful for seasonal businesses.

     

    We use Xero while building & executing our 13 days cash flow plan run by our fractional finance director.

    Xero Projects / Time Tracking for Consultants

    For service-based businesses, Xero Projects tracks billable time and costs across clients—ensuring you don’t undercharge and keeping project profitability clear.

    HMRC-Recognised Software for the Self-Employed

    Xero is HMRC-recognised for Making Tax Digital for Income Tax (MTD ITSA), making it a smart choice for landlords, freelancers, and self-employed professionals preparing for upcoming changes.

    My business currently uses a different accounting software. Can you help me switch over to Xero?

    We design our accounting packages to be easily adaptable to your needs. So, if you’re already using cloud-based software, we will help you switch to Xero. We’ll carefully install the new accounting software and help you understand its various features while making sure that the integrity of your important data remains safe, secure and correct during the switchover.

    Benefits of using Xero

    Xero Cloud accounting can be hugely beneficial for your business, and we make sure you get the most out of it. Not only can Xero speed up processes and take away some of the headaches that manual accounting can cause, but it also enables you to communicate with us wherever you are.

    Here’s a quick breakdown of what you can expect with Xero software:

      • Save time with automated processes (including data entry, invoice management and payroll)

      • See your financial data in real-time

      • Reduce the possibility of errors

      • Secure data protection

      • Effortlessly collaborate with your accountants

      • Easily adaptable to suit your workflow

    • Customise Xero by connecting various online apps

    Xero Payroll and Pensions (Auto-Enrolment)

    Xero’s built-in Payroll module makes managing salaries, auto-enrolment pensions, and HMRC submissions simple. We’ll help configure it for your staff and ensure you stay compliant with UK employment law.

    Xero VAT Return Automation

    Xero is fully compliant with HMRC’s Making Tax Digital (MTD) regulations for both VAT and Income Tax Self Assessment (ITSA). Whether you’re a VAT-registered business or a self-employed professional preparing for MTD ITSA, we ensure your records are digital-ready. With Xero, tax submissions are quicker, more accurate, and fully integrated with HMRC’s systems.

    Xero Reports For Better Business Decisions

    Xero’s Analytics Plus gives you access to dashboards that translate numbers into strategy.

    • View profit trends by product or service

    • Understand your cashflow forecast over the next 30 or 90 days

    • Identify performance bottlenecks with KPI dashboards

    Digital Record Keeping

    Ditch the shoebox of receipts. Xero enables real-time digital receipt capture via mobile, helping you keep records tidy and fully MTD-compliant. All data is automatically synced and stored securely in the cloud.

    App Marketplace Integration (Shopify, Stripe, PayPal)

    Xero connects with over 1,000+ apps to streamline your operations. We help you integrate with:

    • Shopify, Amazon, WooCommerce for eCommerce sales

       

    • Stripe, PayPal, GoCardless for online payments

       

    Dext and Hubdoc for receipt scanning and automated data capture
    These integrations simplify bookkeeping and reduce manual errors.

     

    Our Xero online accounting services

    At Total Books, we are passionate about helping business owners and self-employed individuals make the most of modern accounting software. We are Xero Advisor Certified, meaning we have the knowledge, experience and skills to help you fully take hold of your finances.

    Take a look at what’s included in our Xero Cloud accounting services:

      • Set up and customise Xero to suit your business and workflow (we will also transfer data from any pre-existing accounting software).

      • Carefully organise your income and expenses for future budgeting and tax planning.

      • Manage the reconciliation of statements and bank transactions.

      • Prepare accurate financial reports & dashboards that monitor income and cash flow.

      • Implement Xero’s handy payroll feature to handle all payroll processes.

      • Ensure you comply with HMRC’s Making Tax Digital.

    • Provide ongoing support and training so you fully understand your business’s financial situation.

    We’ll help automate your VAT return process through Xero’s direct HMRC connection. From digital record keeping to submission, Xero ensures that your VAT obligations are met accurately and on time, while reducing admin time and errors.

    Onboarding Journey: Setup → Training → Support

    Our onboarding process is simple:

     

     

    1. Setup: We customise your Xero profile and import historical data

    2. Training: One-on-one sessions to get you confident with the dashboard

    3. Support: Ongoing assistance and advice whenever needed
      Whether it’s your first accounting software or a migration, we make it seamless.

    Why choose Total Books as your Xero Cloud accountant?

    As your experienced Xero accountants, we’ll use our knowledge and expertise to support your business through every challenge. Whether you need more time to focus on running your business or struggle to stay on top of compliance, our Xero accounting services can take care of those worries.

    We’ll ensure you stay ahead of the curve and use the latest tools to speed up the slower side of accounting, like manual data entry. With more time and less stress, you can be fully prepared to make your next business decision.

    Looking for a certified Xero accountant? Contact Total Books today to find out how Xero can work for your business.

     

    Sector-Specific Benefits

    Our Xero clients span multiple sectors:

    • E-commerce businesses seeking real-time order reconciliation

       

    • Contractors and tradespeople managing CIS and expenses

       

    • Professional services with billable hours and project-based invoicing

       

    • Health and wellness providers needing secure, compliant accounting
      Whatever your industry, Xero adapts to your workflow.

    Our happy clients across the UK

    Very knowledgeable explaining things that made stuff easier to understand would highly recommend for accounting
    Response from the owner:Looking forwards to bringing you on board for your cis tax work. I am glad that we managed to help you sign up for your cis subcontractor utr. It usually takes two weeks for the Utr number to arrive in the post once you have registered online with hmrc. Also keep an eye on your income, if you go over 50k in the tax year, then the next tax year you will have to register for mTd filing online and provide hmrc with four returns. Also thanks for your review. From your local Briatol CIS Accountancy firm
    Called regarding an enquiry about tax planning and Inheritance tax. Buhir was an absolute pleasure to talk to, he took his time explaining my options and his wealth of experience definitely shows. Thank you Buhir.
    Response from the owner:HI Azeem. Thank you very much for leaving the review for the property tax planning that you needed help with on behalf of your father. I am sorry that the other firm you spoke to were not so transparant with their fees. Its always best to look around and get a second opinion if you need to know what to do next. Its always safer to be careful when you are asked to pay out large sums of money for tax planning for your property portfolio as well. Further to my guidance I reccomend you read up on HMRC Guidance on Spotlight 69 and Spotlight 63 in using a Hybrid Trust - LLP - & - Ltd structure being deemed to be caught as anti avoidance legislation. If you need anything else just reach out. As always you can come to visit us in our easton offices or meet us online via teams or Zoom.
    Bahir was very professional and helpful. He answered all my questions, and I am especially grateful for the initial phone call we had. Thank you very much!
    Response from the owner:Hi Kath I enjoyed talking to you about your mtd for the self employed tax questions. I hope that you find an ideal freelance bookkeeper or accountant in Bristol from the Aat directory online. P.s you should be paying around 100 a month for your self assessment mtditsa work and filings with an accountant based on the information that we talked about. If you use Monzo or Tide or Natwest MTD bank account software this will also save you a lot of time and money Take care.
    Very constructive introductory call with Buhir. Looking forward to seeing what develops in the coming months.
    Response from the owner:Wow thats nice of you to leave us a review before we have started your work. I must have left a good impression. Please leave it with me to work out if we can help with the future tax planning and looking forwards to working with you to save on you taxes in the near future. As always if you need to reach out to us again you can come to our Cardiff offices in Splott / Pengam Green CF24 2SA or call the number 02920 026505 or book a digital meeting with one of our licensed AAT / ACCA Accountants Take care and speak soon.
    I discussed accounting AAT roles with Buhir.

    I was given clear and practical steps in regard to helping me utilise my AAT qualification. Buhir was straight to the point and is a genuinely helpful as a Aat accountant from Newport.
    Response from the owner:Thanks you Mr Thiya Nagi. I too trained with the Aat as a licensed Aat Accountant. Well done for reaching out to me and taking on the guidance that I gave you regards finding an Accountancy firm in Newport. Keep up the hard work and it won't be long before you manage to find the right Practice for you. As mentioned also try the Acca and Icaew chartered accountants in Newport. As they may be able to help you as well. If you work for a smaller firm you will get more experience with different Sme,s ltd companies and sole traders. Yet if you work with a larger firm you may just be doing one thing like bookkeeping or Vat. Please keep in touch via WhatsApp so I can support you with your search for the right accountancy practice to work with.
    As a financial adviser, I have worked with Buhir for many years. He is very professional and his advice has helped so many of my clients. You are in safe hands with the team at Total Books. Buhir is very knowledgable, friendly and offers the on-going support that clients need in an environment of continuous regulation and tax changes. He is passionate about making sure his clients are looked after, saving them tax where possible.
    Response from the owner:Well it's been a pleasure working with you and your expert advice as a financial advisor has saved many of mynclients tens of thousands in pensions tax planning. Your an absolute genius when it comes to wealth management and it's been super useful to have worked with you too. Looking forward to future works and thanks for teaching us about funds and wealth management and pensions and risks and a whole lot more. Take care our dear Tiff. P.s thanks for being super nice too.
    Invaluable knowledge and advise on today's 'making tax digital' course! Everything was clearly articulated, with easy visual slides in a positive and friendly manor with practical takeaways. I would highly recommend using their services.
    Response from the owner:Thanks for coming to my talk and leaving a review. Regards the personal tax for the self employed mtd and landlord tax mtd. I hope the advice and guidance on what it is, how to register and how to get set up with hmrc online to obtain your authorisation code was useful. Once again good luck with your flooring business in Bristol. If ever you need any personal tax support please let me know.
    Incredibly knowledgeable and friendly, I can really recommend Total Books 👍
    Response from the owner:HI Charlie Thanks for coming to the one day business seminar and the talk on how to get your bookkeeping set up for the new hmrc mtd itsa making tax digital for the self employed and landlords. I hope that the advice and guidance we gave on using the different types of softwares like sage and xero and quickbooks were useful. As discussed in the seminar, please also look into the different types of banking apps that help you to set this up. Such as monzo and tide and starling. Once again, we really appreciate your review and thanks for coming to the talk that hat we've done in the Bs4 part of Bristol yesterday. Your local bookkeepers business in Bristol Total Books.
    Buhir did a talk at a business bootcamp I went to about Making Tax Digital. It was really useful to hear all about how that will work and get lots of tips about how to get the most out of it for my small businesses.
    Response from the owner:Thanks for reviewing us regards the self employed business talk totalbooks did on self employed tax filings yesterday. There was a nice group of business owners with a good mix of local businesses from the bristol area. I would also recommend having a look at the icaew institute of chartered accountants england and wales website blog on mtd filings because that was very good as well. You will find a link to that in the presentation.Slides that was emailed to you. Thank you very much for leaving us a review.Because it does really help with ongoing marketing efforts as well. As I mentioned to all of our possible clients if ever you need a quick opinion on your business tax or accounting, please feel free to reach out to us for a free fifteen minute discovery call from our website. As always, we love to support our local crystal businesses.Thank you for the lovely review that you left for us. Take care from total books your local Bristol business advisors.
    Very informative and Buhir has a great knowledge of the UK taxation system. . I have learnt a lot.
    Response from the owner:Dear Patricia I really appreciate your kind words about our Talk we gave on the uk tax system and uk tax changes that are to take place after Apr 2026. The Uk personal tax filing landscape is seeing the biggest change in it Has had for many many years. I really do recommend getting the software.And the h m r c logins and the process of filing setup as soon as possible. Giving you a chance to try it all and get on top of it. It's a big change, and it looks as though the u k government are pushing taxpayers to learn to do things themselves.So much more. As you local bristol accountant, we are always here to help.If you need that.

    Disclaimer:

    Please be advised that the completion of the self-assessment, tax returns, accounts & in house bookkeeping  is the responsibility of the taxpayer. If you are not a client of Total Books and are using any parts of this guide to complete your own work without direct advice from Total Books, then we will not be held responsible for any mistakes made directly by yourselves.

    We always advise seeking professional support from a qualified accountant as tax is a complex area. To speak to one of our experts call us on 02920 026 505

    Book a no obligation meeting with a Qualified Accountant

    By analysing your whole business and working with you to understand your needs, we can provide the best accounting solutions. 

    Our Google Reviews

    Our customers are our source of inspiration and smiles on their faces give us job satisfaction that money can never buy.

    Refer & Earn

    Help a friend and get rewarded! Earn up to £300 or 15% when you refer someone to Total Books Accountants. Your referral also gets 5% off. Easy, secure, and built for trusted connections.

    Join Our Monthly Mailing List

    Welcome to our Newsletter Subscription Center. Sign up in the newsletter form below to receive the latest news and updates from our company.

    Our Services

    Our Accountancy Services

    Our Taxation Services

    Our Consultancy Services

    Why Choose US?

    Why choose Total Books for your business?

    By analysing your whole business and working with you to understand your needs, we can provide the best accounting solutions.

    Flexible Payment Options Icon

    Flexible Payment options

    Select an accounting package that suits your needs and budget.
    Removing tax worries

    Remove your tax worries

    It is our job to know tax rules like the back of our hand.
    Local Digital Accountancy Experts

    Professionals at your doorstep

    We are AAT-licensed accountants and follow strict guidelines.
    Numbers that make sense

    Numbers that make sense

    Understand your financial situation with jargon-free accounting.
    Trusted business relationships

    Trusted business relationships

    We build long-term relationships with impartial and honest advice.
    Save time and stress

    Save time and stress

    Focus on growing your business, and let us manage the finances.
    We’ve been trusted by well over 300+ individuals and businesses

    See why we are the best reviewed accountants across Cardiff and Bristol

    Our expert accountancy team is happy to help whatever the issue as we personalise our assistance to meet the individual needs of each of our clients. We’ve received feedback from some of the people we’ve helped so far – here’s what they’ve said:

    I've been with Total books for 4 years, and they consistently impress me with their professionalism and expertise. The team is incredibly knowledgeable and efficient, always handling my accounting needs with speed and accuracy. Their friendly and responsive service makes complex financial matters easy to understand. I highly recommend Total books for anyone seeking reliable and expert accounting services.
    Walid Al Natour
    The team at Total Books have always looked after my accounts with care and detail, offering great advice along the way. Would always recommend to anyone wanting their accounts in safe hands.
    Mark Archer
    I use these guys every year for my tax self assessment and they are excellent. Very clear and walk me through everything, without being patronising or judgemental at all! Wouldn’t go anywhere else.
    Eva Bindeman
    Buhir helped me out with managing my taxes for me as it was a first time doing it here in the uk. Very helpful and easy to talk to if I had any questions. Would definitely recommend him if you are looking for an accountant or financial advisor.
    Jay Karauna
    I would give a very strong recommendation for Total Books. I chose them based on the google reviews and it is absolutely deserving of 5 stars. I had a question relating to payroll tax and foreign tax - he answered all my questions incredibly fast and true to his word didn't charge for the first consultation as we solved everything in 20 minutes. Absolutely stellar and professional, thanks Buhir!
    Will Turk
    I had a really useful initial call with Buhir Rafiq, one of Total Books' accountants. He had straight forward advice and answered my questions on both personal taxes and my new business partnership. Very helpful.
    Holly Tomlinson

    Discover more reviews on Google or LinkedIn

    Ready to talk?

    Speak to our expert local bookkeepers, accountants, VAT and taxation specialists.

    Ready to take the next step? Let’s find an accounting solution that works for you. We’re here to answer any questions you may have.

    Digital Accountant for Small Business Owner