Xero Cloud Accounting services

Are you fed up wasting time on spreadsheets? Are receipts piling too high on your desk? Let us help you clear things up with Xero cloud accounting.
Xero cloud accounting services
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    Total Books, Xero Cloud accountant

    At Total Books, we go above and beyond to make a difference. Our online accounting professionals are here to help growing businesses like yours efficiently manage their finances. We are familiar with Xero and all that it has to offer, and we’ll make sure it is set up to suit your method of working.

    We take pride in our attention to detail and fast responses, which is why Xero works so well. You’ll be able to collaborate with us seamlessly from anywhere that provides an internet connection. This means any urgent tax matters or burning questions will be resolved quickly.

    I’ve been with Total Books for 4 years, and they consistently impress me with their professionalism and expertise. The team is incredibly knowledgeable and efficient, always handling my accounting needs with speed and accuracy. Their friendly and responsive service makes complex financial matters easy to understand. I highly recommend Total Books for anyone seeking reliable and expert accounting services.

    – Walid A. N.

    Let us take care of your business accounts with Xero. Contact us today to find out more!

    What is Xero accounting software?

    Xero is an online accounting software that makes tracking finances and everyday accounting easier for small and medium-sized businesses. You can send invoice reminders, pay bills, track your expenses, manage payroll and do so much more all through the handy online platform. Plus, it makes working with us even easier, as you can collaborate with us directly through the software, whether you’re at home, in the office or on the go!

    Xero can also automate many of the mundane tasks, like reconciling bank accounts and creating invoices. This not only speeds up your processes, giving you back more of your time, but it also prevents the risk of human error.

    How does Xero accounting software work?

    With Xero, everything is backed up on the cloud. This means you can access all of your important data and continue working on your accounts anywhere with internet access. We’ll integrate it into your systems and link it up to any other apps and software you already use.

    With our expert Xero training, we can help you make full use of the many handy features of Xero Cloud accounting.

    Open Banking API Compliance (UK)

    Xero’s UK banking integrations use Open Banking APIs, meaning you get secure, real-time bank feeds that comply with FCA regulations. This improves transparency and minimises data entry errors.

    Digital Expense Management Tools (Dext, Hubdoc)

    We also connect your Xero with tools like Dext and Hubdoc—automating receipt capture, invoice processing, and document storage so your books are always up to date.

    Bank Reconciliation Automation

    With Xero, we automate bank reconciliations by connecting live feeds. This ensures every transaction is accurately matched to your records, reducing the risk of missed entries and late adjustments.

    Cash Flow Forecasting in Xero

    Xero’s cash flow projection tool helps you predict future cash shortages or surpluses. We’ll help you use this to make informed staffing, inventory, or investment decisions—especially useful for seasonal businesses.

     

    We use Xero while building & executing our 13 days cash flow plan run by our fractional finance director.

    Xero Projects / Time Tracking for Consultants

    For service-based businesses, Xero Projects tracks billable time and costs across clients—ensuring you don’t undercharge and keeping project profitability clear.

    HMRC-Recognised Software for the Self-Employed

    Xero is HMRC-recognised for Making Tax Digital for Income Tax (MTD ITSA), making it a smart choice for landlords, freelancers, and self-employed professionals preparing for upcoming changes.

    My business currently uses a different accounting software. Can you help me switch over to Xero?

    We design our accounting packages to be easily adaptable to your needs. So, if you’re already using cloud-based software, we will help you switch to Xero. We’ll carefully install the new accounting software and help you understand its various features while making sure that the integrity of your important data remains safe, secure and correct during the switchover.

    Benefits of using Xero

    Xero Cloud accounting can be hugely beneficial for your business, and we make sure you get the most out of it. Not only can Xero speed up processes and take away some of the headaches that manual accounting can cause, but it also enables you to communicate with us wherever you are.

    Here’s a quick breakdown of what you can expect with Xero software:

      • Save time with automated processes (including data entry, invoice management and payroll)

      • See your financial data in real-time

      • Reduce the possibility of errors

      • Secure data protection

      • Effortlessly collaborate with your accountants

      • Easily adaptable to suit your workflow

    • Customise Xero by connecting various online apps

    Xero Payroll and Pensions (Auto-Enrolment)

    Xero’s built-in Payroll module makes managing salaries, auto-enrolment pensions, and HMRC submissions simple. We’ll help configure it for your staff and ensure you stay compliant with UK employment law.

    Xero VAT Return Automation

    Xero is fully compliant with HMRC’s Making Tax Digital (MTD) regulations for both VAT and Income Tax Self Assessment (ITSA). Whether you’re a VAT-registered business or a self-employed professional preparing for MTD ITSA, we ensure your records are digital-ready. With Xero, tax submissions are quicker, more accurate, and fully integrated with HMRC’s systems.

    Xero Reports For Better Business Decisions

    Xero’s Analytics Plus gives you access to dashboards that translate numbers into strategy.

    • View profit trends by product or service

    • Understand your cashflow forecast over the next 30 or 90 days

    • Identify performance bottlenecks with KPI dashboards

    Digital Record Keeping

    Ditch the shoebox of receipts. Xero enables real-time digital receipt capture via mobile, helping you keep records tidy and fully MTD-compliant. All data is automatically synced and stored securely in the cloud.

    App Marketplace Integration (Shopify, Stripe, PayPal)

    Xero connects with over 1,000+ apps to streamline your operations. We help you integrate with:

    • Shopify, Amazon, WooCommerce for eCommerce sales

       

    • Stripe, PayPal, GoCardless for online payments

       

    Dext and Hubdoc for receipt scanning and automated data capture
    These integrations simplify bookkeeping and reduce manual errors.

     

    Our Xero online accounting services

    At Total Books, we are passionate about helping business owners and self-employed individuals make the most of modern accounting software. We are Xero Advisor Certified, meaning we have the knowledge, experience and skills to help you fully take hold of your finances.

    Take a look at what’s included in our Xero Cloud accounting services:

      • Set up and customise Xero to suit your business and workflow (we will also transfer data from any pre-existing accounting software).

      • Carefully organise your income and expenses for future budgeting and tax planning.

      • Manage the reconciliation of statements and bank transactions.

      • Prepare accurate financial reports & dashboards that monitor income and cash flow.

      • Implement Xero’s handy payroll feature to handle all payroll processes.

      • Ensure you comply with HMRC’s Making Tax Digital.

    • Provide ongoing support and training so you fully understand your business’s financial situation.

    We’ll help automate your VAT return process through Xero’s direct HMRC connection. From digital record keeping to submission, Xero ensures that your VAT obligations are met accurately and on time, while reducing admin time and errors.

    Onboarding Journey: Setup → Training → Support

    Our onboarding process is simple:

     

     

    1. Setup: We customise your Xero profile and import historical data

    2. Training: One-on-one sessions to get you confident with the dashboard

    3. Support: Ongoing assistance and advice whenever needed
      Whether it’s your first accounting software or a migration, we make it seamless.

    Why choose Total Books as your Xero Cloud accountant?

    As your experienced Xero accountants, we’ll use our knowledge and expertise to support your business through every challenge. Whether you need more time to focus on running your business or struggle to stay on top of compliance, our Xero accounting services can take care of those worries.

    We’ll ensure you stay ahead of the curve and use the latest tools to speed up the slower side of accounting, like manual data entry. With more time and less stress, you can be fully prepared to make your next business decision.

    Looking for a certified Xero accountant? Contact Total Books today to find out how Xero can work for your business.

     

    Sector-Specific Benefits

    Our Xero clients span multiple sectors:

    • E-commerce businesses seeking real-time order reconciliation

       

    • Contractors and tradespeople managing CIS and expenses

       

    • Professional services with billable hours and project-based invoicing

       

    • Health and wellness providers needing secure, compliant accounting
      Whatever your industry, Xero adapts to your workflow.

    Our happy clients across the UK

    I recently had a truly insightful conversation with Buhair Rafiq, Partner at Total Books.
    ​With over 15 years of industry experience, his guidance was invaluable. He provided a clear and honest breakdown of the UK market's current needs and the fierce competition candidates face. More importantly, he shared actionable strategies on how to navigate these challenges and differentiate myself in the market.
    ​As an ACCA finalist, his advice on optimizing my LinkedIn profile and addressing professional weaknesses was exactly what I needed. I am genuinely grateful for his time, kindness, and expert mentorship. Highly recommended for anyone seeking a deep understanding of the accountancy field.
    Response from the owner:Its a pleasure helping ypungsters that are trying to succeed as acca chartered accountants. I hope the advice and support heps you to land a great role with a top local newport based chartered accountancy firm. Like i said find the decision maker and keep sendimg out the applications until you get a role. Another great place to look for local accounancy practices is acca icaew and aat websites as they have directories of firms. Good luck with the job hunt
    I took advantage of the free tax advice offered by Total Books, and my experience was excellent. The guidance was clear, practical, and tailored to my situation, helping me better understand my tax position and the appropriate next steps. The team was professional, responsive, and genuinely supportive throughout the discussion, making the session both valuable and reassuring.
    Response from the owner:Thanks for the review.
    Buhir was genuinely helpful, knew his stuff, and was patient when explaining things to me (even though they were probably quite simple for him!). He gave good advice and I appreciated his honesty.
    Response from the owner:**Brilliant feedback Dan— thanks very much. I am glad that you we’re so pleased with the free 20-minute discovery call. That it helped make the DS01 process and first-year accounts clearer. Closing a limited company can feel overwhelming, especially for small businesses in Cardiff, so it’s great to hear our advice gave you confidence about the next steps. We always aim to provide practical, honest guidance so you can make clear next steps decisions without stress. 👍 During our chat, we covered the Companies House DS01 form, what filings are still required before closure, and how to choose a reliable freelance accountant for any remaining work. It’s all about making sure nothing gets missed and you stay compliant. ✅ P.S you do not need to pay thousands to close your company the form is self explanatory and you can find a guide on companies house you tube on how to do this as well. If you need further support with accounts or want us to handle the paperwork, we’re here whenever you need us. I hope that the other freelance accountant that i referred to you is able to help out as well. Take care and once again thanks for the awesome review
    I was referred Buhir's services and found them to be excellent; very professional, thorough and responsive.

    I would highly recommend his services and wished i had engaged him 10 years ago.

    I will use these services again for any future personal accounting matters
    Response from the owner:Thanks Matt for such an excellent review! We’re delighted we could support you with your matters entirely online while you were abroad. We know that for busy clients, speed and accuracy matter, so completing everything in a streamlined manner — from WhatsApp and Teams calls to secure digital signing with follow up reports — was a great result. Incorporating reliefs directly from HMRC guidance enabled savings of thousands. Its always a great hit when we steer our clients to pay less and less to HMRC. Ending with your password protected documents that are stored in one secure portal for easy access. We appreciate your trust in Total Books eventhough we only spoke via whats app and online while we were in Cardiff and you were working away. Its been a breathy of fresh air to have a responsive client that is forthcoming with information and replying to our queries in a prompt manner. Looking forward to supporting others like you in the future with their tax, accounting or business affairs. If any colleagues or friends need expert help, we’d be happy to assist. #OnlineExperts #100%DigitalAccounting #CardiffAccountants
    Have been with them for nearly 4 years now. Great service, friendly staff, great communication. Highly recommended. Always helpful, and go over and beyond in ensuring all requirements and matters are dealt with.
    Buhir is amazing and always helpful, approachable and professional. Always given me great advices.
    Great work.
    Response from the owner:Asalamoalekam Awais, I am glad that we have managed to help you complete your self-employed accounts and personal tax return returns for your teaching business for so many years. And thanks very much for adding the Photos of our Cardiff Total Books Office in Pengam Green, CF24 very nice. It's nice having a friend as a client and a client as a friend. 🎁 Thank you for taking the time to share your experience with us. We are incredibly grateful that you've chosen to stay with us for nearly 4 years and that our team has provided you with a great service, friendly and professional staff, and timely communication. Always available 24/7 You've got the business What's App Hotline... lol We greatly appreciate your kind words about Buhir specifically. It's wonderful to hear that they have been able to consistently provide you with helpful advice and go above and beyond to meet your needs. We are proud to work with self-employed teachers like yourself and will continue to strive towards providing excellent services for years to come. Thank you a lot for your support and recommendation. Best regards, Buhir & Adil from the Expert Self Assessment Tax Return Team
    fantastic service - professional and friendly
    Response from the owner:Dear Bilal, firstly thanks for taking the time for your review and giving us 5 stars for our Bristol branch of Total Books. Looking forward to support you with your tax affairs. Also I hope that the other advice may be useful for you that we discussed on the phone and emailed to you regards the accounting sector and you becoming a chartered accountant one day. Take care.
    Such a personable, friendly, knowledgeable and honest service. Immediately felt in safe hands. Thanks so much, Amy
    Response from the owner:Well thats very Nice. I hope that my friend Adil from our sister bookkeeping company looks after you. He is a chartered accountant with the ACCA and has over ten years of supporting sme's so you are in safe hands. Once again good luck with the online business for family items and we really appreciate that you sent us a lovely review. As with all small businesses lots of hard work and keeping on top of your accounts and finances will help you grow. If you need to reach out to our Xero cloud accounting advisors in the future we are here to help you. Your local SME bookkeeper in Bristol
    Super helpful would recommend
    Response from the owner:Thanks a lot for being such a polite and calm client for your self assessment query. I pray that you manage to sort out the self assessment query that you had. I also hope that the link to the employment status indicator and the Hmrc Cest took is useful. As discussed my colleague form ok8ve accounting, Adil should be able to help you out and sort out your self employed tax filing. Take care.
    Super helpful would recommend
    Response from the owner:I am glad we could help advise and support you with your self asessment tax and employment income query. let us know if you need anything else feom our team at the Newport office. Take care.
    Buhir gave me very helpful guidance during the 15-mins discovery call.
    Response from the owner:Thanks for your time in the free business consultancy call. We try our best to help steer clients in the right direction. Sometimes its free tax and accountancy advice and at other times you may need to hire us. As always we are here to help our clients resolve those business and tax queries that you may have. Take care. Thanks a lot for the review and good luck for the future. If ever you need a local cardiff based Licenced Accountancy firm please just reach out on our website www.totalbooks.co.uk for a free 15 minute discovery call

    Disclaimer:

    Please be advised that the completion of the self-assessment, tax returns, accounts & in house bookkeeping  is the responsibility of the taxpayer. If you are not a client of Total Books and are using any parts of this guide to complete your own work without direct advice from Total Books, then we will not be held responsible for any mistakes made directly by yourselves.

    We always advise seeking professional support from a qualified accountant as tax is a complex area. To speak to one of our experts call us on 02920 026 505

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    By analysing your whole business and working with you to understand your needs, we can provide the best accounting solutions. 

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    Our expert accountancy team is happy to help whatever the issue as we personalise our assistance to meet the individual needs of each of our clients. We’ve received feedback from some of the people we’ve helped so far – here’s what they’ve said:

    I've been with Total books for 4 years, and they consistently impress me with their professionalism and expertise. The team is incredibly knowledgeable and efficient, always handling my accounting needs with speed and accuracy. Their friendly and responsive service makes complex financial matters easy to understand. I highly recommend Total books for anyone seeking reliable and expert accounting services.
    Walid Al Natour
    The team at Total Books have always looked after my accounts with care and detail, offering great advice along the way. Would always recommend to anyone wanting their accounts in safe hands.
    Mark Archer
    I use these guys every year for my tax self assessment and they are excellent. Very clear and walk me through everything, without being patronising or judgemental at all! Wouldn’t go anywhere else.
    Eva Bindeman
    Buhir helped me out with managing my taxes for me as it was a first time doing it here in the uk. Very helpful and easy to talk to if I had any questions. Would definitely recommend him if you are looking for an accountant or financial advisor.
    Jay Karauna
    I would give a very strong recommendation for Total Books. I chose them based on the google reviews and it is absolutely deserving of 5 stars. I had a question relating to payroll tax and foreign tax - he answered all my questions incredibly fast and true to his word didn't charge for the first consultation as we solved everything in 20 minutes. Absolutely stellar and professional, thanks Buhir!
    Will Turk
    I had a really useful initial call with Buhir Rafiq, one of Total Books' accountants. He had straight forward advice and answered my questions on both personal taxes and my new business partnership. Very helpful.
    Holly Tomlinson

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